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Recent Articles

DI Concepts | June 19, 2025 | Alexandra Ginieres

Key Considerations for Medical Practice Owners: A Comprehensive Guide for Brokers

Practice owners face unique disability insurance challenges that extend far beyond individual income protection. Unlike employed doctors, owner-doctors must consider business continuity, partnership obligations, and complex income structures when evaluating coverage needs. This guide explores three critical considerations brokers should discuss with practice owner clients. Consideration 1: Business Continuity and Overhead Protection Beyond Personal Income: […]

DI Concepts | June 4, 2025 | Alexandra Ginieres

Starting a Conversation with Doctors About Specialized Disability Insurance: 4 Quick Tips 

Insurance brokers who consult with doctors understand why group disability insurance is valuable for highly trained professionals.  But, unfortunately, many doctors do not see the purpose of adding a group long-term disability (LTD) policy. This is largely because typical group LTD contracts do not provide the insurance coverage that doctors expect.  Doctors understand the value of […]

DI Concepts | April 25, 2025 | Alexandra Ginieres

Strategies to Stay Competitive as a Benefits Broker: Mastering the Doctor Market

The benefits landscape grows more complex each year, but one market segment offers exceptional opportunity: doctor groups. With a projected shortage of 124,000 doctors by 2034 and 62.8% of doctors reporting burnout symptoms, the need for specialized benefits expertise has never been greater.  Successful brokers recognize that serving doctor groups requires more than traditional benefits […]

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We interview doctors with interesting disability stories and industry innovators who understand this unique market.

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