Practice owners face unique disability insurance challenges that extend far beyond individual income protection. Unlike employed doctors, owner-doctors must consider business continuity, partnership obligations, and complex income structures when evaluating coverage needs. This guide explores three critical considerations brokers should discuss with practice owner clients. Consideration 1: Business Continuity and Overhead Protection Beyond Personal Income: […]
Insurance brokers who consult with doctors understand why group disability insurance is valuable for highly trained professionals. But, unfortunately, many doctors do not see the purpose of adding a group long-term disability (LTD) policy. This is largely because typical group LTD contracts do not provide the insurance coverage that doctors expect. Doctors understand the value of […]
The benefits landscape grows more complex each year, but one market segment offers exceptional opportunity: doctor groups. With a projected shortage of 124,000 doctors by 2034 and 62.8% of doctors reporting burnout symptoms, the need for specialized benefits expertise has never been greater. Successful brokers recognize that serving doctor groups requires more than traditional benefits […]
We interview doctors with interesting disability stories and industry innovators who understand this unique market.
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