Our Partners


An insurance policy is only as good as the financial strength of the insurance carrier upholding it. At MGIS, we believe that providing exceptional insurance coverage and policies that shield against risk to one’s career, practice, and financial security demand nothing short of proven gold standard partners. Further, any rating less than A could introduce unnecessary risk. That’s why we back all of our income-protection solutions with the top-rated carriers.


Our Sun Life Physician Group Disability Insurance policies are all backed by the insurance issuing companies of Sun Life Financial. Sun Life is a global financial services organization with more than 150 years of experience and a strong block of U.S. group insurance. Independent ratings place the company as the seventh-largest employee benefits insurer in the U.S., and Sun Life has maintained its A credit rating for financial strength without ever accepting government bailout funds.


For centuries, Lloyd’s has served the global specialist insurance and reinsurance market. The company is led by expert underwriters and brokers who cover more than 200 territories and is backed by diverse global capital and outstanding financial ratings. Working with a global network, the company helps develop businesses and local communities while strengthening economic growth worldwide. MGIS operates as a Lloyd’s coverholder with authority delegated for underwriting, policy issuance, and other responsibilities depending on the product.

Together with Sun Life Financial and Lloyd’s, MGIS offers clients comprehensive physician income-replacement coverage complete with valuable features and services backed by our market expertise.

Group life and disability insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) in all states, except New York, under Policy Form Series 93P-LH, 07P-LH-PT/07C-LH-PT, 12-STDPort-C-01, 12-GPPort-P-01, 15-GP-01, and 16-DI-C-01. In New York, group life and disability insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (Lansing, MI) under Policy Form Series 13-GP-LH-01, 13-ADD-C-01-MGIS, 13-GP-LF-01, 13-LF-C-01-MGIS, 12-GPPort-P-01, 13-LFPort-C-01, 13-ADDPort-C-01, 15-GP-01, 16-DI-C-01 and 12-STDPort-C-01. The disability policies provide disability income insurance only. They do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Insurance Department. Administration for physician products is provided by Medical Group Insurance Services, Inc. (MGIS), in all states, except as follows: in CA by MGIS Insurance Agency, Inc.; in NY by MGIS Insurance Agency; in NC by Insurance Administration, Inc., d/b/a MGIS NC. Product offerings may not be available in all states and may vary depending on state laws and regulations.

As of year-end 2017, SLF’s U.S. group benefits business is the seventh-largest in the U.S. (excluding group health care) based on revenue, from publicly disclosed financial data for U.S., as compiled by Sun Life Group Benefits businesses.

MGIS Celebrates Its 50th Anniversary