The doctor employment model is shifting. After years of consolidation that has pushed doctors into hospital systems, independent practice is showing renewed viability. Doctors are increasingly choosing or returning to independence—and they need brokers who understand this evolving landscape. For brokers selling disability insurance and ancillary benefits, this shift creates significant opportunities. Independent doctors face […]
Why CPT Codes Matter for Disability Brokers You don’t need to be a medical expert to sell disability insurance to doctors—but you do need to speak their language. Here’s the disconnect most brokers miss: traditional LTD policies define disability by job title. A surgeon is disabled when they can no longer work as a surgeon. […]
7:30 AM. Your coffee’s half-finished. Your inbox shows 47 unread messages. Three carriers sent renewal quotes over the weekend—all higher than expected. Your calendar shows back-to-back client meetings for the next two weeks. An HR director just texted asking if you’ve seen the new compliance requirement she heard about at a conference. And somewhere in […]
We interview doctors with interesting disability stories and industry innovators who understand this unique market.
New episodes released monthly.
"*" indicates required fields
