Industry News | September 28, 2026 | Alexandra Ginieres
Industry News – September 2026
Below you'll find a roundup of the most important news and insightful opinions from the disability insurance industry in the month of September.
Articles
DI Concepts | September 11, 2026 | James Crook
The Disability Conversation Gap: The Education Role No One Has Claimed
New MGIS research finds 78% of practices want a broker who will explain disability coverage to their doctors. Brokers rank last among the channels those same practices actually use. Exclusive survey report The Disability Conversation Gap What practices aren’t telling their doctors Get the full report: six findings from 206 benefit administrators, the complete nine-provision […]
Industry News | August 23, 2026 | Alexandra Ginieres
Industry News – August 2026
Below you'll find a roundup of the most important news and insightful opinions from the disability insurance industry in the month of August.
DI Concepts | August 23, 2026 | Alexandra Ginieres
Lower Price, Less Policy: What a Cheaper LTD Quote Leaves Out
A doctor group puts its long-term disability coverage out to bid. Same census. Same benefit schedule. Same 60% replacement ratio, same monthly maximum, same elimination period. Three quotes come back, and one lands well under the incumbent. The practice administrator reads that gap as a discount. It rarely is. Group LTD carriers price identical benefit […]
Industry News | July 23, 2026 | Alexandra Ginieres
Industry News – July 2026
Below you'll find a roundup of the most important news and insightful opinions from the disability insurance industry in the month of July.
DI Concepts | July 23, 2026 | Alexandra Ginieres
The Partner Penalty: How Typical Group LTD Underpays the Doctors Who Buy It
Doctor groups are among the hardest accounts in the benefits business to open. The incumbent broker has held the case for a decade. The administrator is comfortable. And every competing quote gets reduced to the same three numbers — rate, replacement percentage, monthly maximum — a comparison that favors whoever already sits in the chair. Winning the […]
Industry News | June 29, 2026 | Alexandra Ginieres
Industry News – June 2026
Below you'll find a roundup of the most important news and insightful opinions from the disability insurance industry in the month of June.
DI Concepts | June 29, 2026 | Alexandra Ginieres
The 24-Month Cliff: How “Self-Reported” Condition Limits Can Derail Doctor Claims
The claim was never in dispute. That’s what made the letter so hard to understand. A surgeon — a partner in a mid-sized orthopedic group — had spent two years out on the practice’s group long-term disability plan. She had been suffering from debilitating headaches, and she couldn’t hold a position during a procedure, so she stopped operating. The carrier reviewed her […]
Industry News | May 21, 2026 | Alexandra Ginieres
Industry News – May 2026
Below you'll find a roundup of the most important news and insightful opinions from the disability insurance industry in the month of May.
DI Concepts | May 21, 2026 | Alexandra Ginieres
The 40-Hour Myth: Why Traditional Work Week Definitions Hurt Doctors
A surgeon works 58 hours a week — operating, rounding, consulting, documenting. A back injury forces her to scale back. She drops to 40 hours. Her practice loses nearly a third of her productivity. Revenue falls. Colleagues absorb her caseload. The practice files a disability claim on her behalf. The carrier reviews her hours. Forty per week. Full-time by their definition. Claim […]
