Stacks on IDI Coverage

GLOSSARY > STACKS ON IDI COVERAGE

Stacks on IDI Coverage

Most healthcare professionals purchase individual disability insurance (IDI) in medical school.  IDI works well to help cover the recommended 60%-70% of new physician income. However, as healthcare professionals’ careers advance and their earnings increase, those original IDI policies may no longer provide adequate income protection.

MGIS Group Long-term Disability Insurance “stacks” on top of existing IDI to protect more of your income.

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MGIS

MGIS is a leading national insurance program manager experienced in building and managing specialized insurance programs for doctors. We partner with highly rated insurers and focus on disability and life insurance for practices of all sizes, types, and medical specialties. Insurance policies managed by MGIS are backed by the underwriting companies of Reliance Matrix and Certain Underwriters at Lloyd’s. We work exclusively through select brokers and insurance advisers. MGIS services are provided by MGIS affiliated companies: The MGIS Companies, Inc., Medical Group Insurance Services, Inc., and MGIS Underwriting Managers, Inc. (DBA as MGIS Professional Insurance Solutions in CA and MGIS Underwriting Agency in NY).

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