Self-reported Symptom Limitations

GLOSSARY > SELF-REPORTED SYMPTOM LIMITATIONS

Self-reported Symptom Limitations

Many carriers limit claim costs by including restrictive contract language known as “self-reported” condition limitations.

Carpal tunnel syndrome, chronic fatigue, fibromyalgia, migraines, and chemical allergies are a few examples of self-reported disabilities. These conditions are some of the leading causes of disability for healthcare professionals.

MGIS Group LTD does not include any self-reported condition limitations. We treat self-reported conditions the same as any other disability.

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MGIS

MGIS is a leading national insurance program manager experienced in building and managing specialized insurance programs for doctors. We partner with highly rated insurers and focus on disability and life insurance for practices of all sizes, types, and medical specialties. Insurance policies managed by MGIS are backed by the underwriting companies of Reliance Matrix and Certain Underwriters at Lloyd’s. We work exclusively through select brokers and insurance advisers. MGIS services are provided by MGIS affiliated companies: The MGIS Companies, Inc., Medical Group Insurance Services, Inc., and MGIS Underwriting Managers, Inc. (DBA as MGIS Professional Insurance Solutions in CA and MGIS Underwriting Agency in NY).

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