Many traditional long-term disability carriers require a claimant to follow an insurance company-approved rehabilitation program or risk losing benefits. Mandatory rehabilitation may also require you to be retrained for another job.
Disability Guard for DoctorsTM does not include rehabilitation requirements and will not impose mandatory programs on claimants. Being retrained is voluntary. If you’d like to be retrained, we will do so at no cost to you – and may pay an extra percentage of the monthly benefit during the process. This mirrors most IDI policies.