Our incomeprotect® | HOSPITAL + solution provides compelling IDI-supplement disability insurance delving above and beyond traditional policies to help hospitals attract and retain the most in-demand physicians. Brokers partnering with MGIS pair their standard group LTD plan for non-physician staff with a preeminent solution for physicians, whether hospital or physician paid.
For hospitals, MGIS helps in managing risk by carving physician coverage out of the equation to mitigate volatility. We help hospitals compete for and retain the best talent with physician-specific programs that can be tailored to the individual hospital’s and system’s needs. We also bring the experience and insight to fully manage the benefit program including underwriting, implementation, account services, and claims advocacy—working with both hospitals and physicians to devise the right return-to-work plan.
For hospital physicians, MGIS provides exceptional coverage to safeguard their livelihood through specialized disability in-line with their specific medical procedures. Our solution offers IDI-like coverage features on a group “chassis” with broad benefit options. Physicians can also “buy up” to meet their own individual needs. And even more importantly, policyholders are covered by our unique “own procedures” definition of disability. So physicians have access to both the right amount and the right type of coverage.
Backed by the strength of Sun Life Financial Insurance Companies*, our incomeprotect® | HOSPITAL + elevates coverage and choice to satisfy all parties.