Solutions

Underwritten by Sun Life Financial Insurance Companies

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Disability income-protection insurance for hospital-based physician group practices.

Our incomeprotect® | HOSPITAL + solution provides compelling IDI-supplement disability insurance delving above and beyond traditional policies to help hospitals attract and retain the most in-demand physicians. Brokers partnering with MGIS pair their standard group LTD plan for non-physician staff with a preeminent solution for physicians, whether hospital or physician paid.

For hospitals, MGIS helps in managing risk by carving physician coverage out of the equation to mitigate volatility. We help hospitals compete for and retain the best talent with physician-specific programs that can be tailored to the individual hospital’s and system’s needs. We also bring the experience and insight to fully manage the benefit program including underwriting, implementation, account services, and claims advocacy—working with both hospitals and physicians to devise the right return-to-work plan.

For hospital physicians, MGIS provides exceptional coverage to safeguard their livelihood through specialized disability in-line with their specific medical procedures. Our solution offers IDI-like coverage features on a group “chassis” with broad benefit options. Physicians can also “buy up” to meet their own individual needs. And even more importantly, policyholders are covered by our unique “own procedures” definition of disability. So physicians have access to both the right amount and the right type of coverage.

Backed by the strength of Sun Life Financial Insurance Companies*, our incomeprotect® | HOSPITAL + elevates coverage and choice to satisfy all parties.

Contact us to request more information about this unique IDI-supplement disability insurance program and to learn how you can expand your brokerage and close more deals in the medical space.


* Disclosure: Group life and disability insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) in all states, except New York, under Policy Form Series 93P-LH, 07P-LH-PT/07C-LH-PT, 12-STDPort-C01, 12-GPPort-P-01, 15-GP-01, and 16-DI-C-01. In New York, group life and disability insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (Lansing, MI) under Policy Form Series 13-GP-LH-01, 13-ADD-C-01-MGIS, 13-GP-LF-01, 13-LF-C-01-MGIS, 12-GPPort-P-01, 13-LFPort-C-01, 13ADDPort-C-01, 15-GP-01, 16-DI-C-01 and 12-STDPort-C-01. The disability policies provide disability income insurance only. They do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Insurance Department. Administration for physician products is provided by Medical Group Insurance Services, Inc. (MGIS), in all states, except as follows: in CA by MGIS Insurance Agency, Inc.; in NY by MGIS Insurance Agency; in NC by Insurance Administration, Inc., d/b/a MGIS NC. Product offerings may not be available in all states and may vary depending on state laws and regulations.
We help hospitals compete for and retain the best talent with physician-specific programs that can be tailored to the individual hospital’s and system’s needs.