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The majority of new physicians entering practice today still take some form of the original Hippocratic Oath – a body of ethical guidelines originated in the time of Hippocrates that prescribe a physician’s actions and interactions with patients. While not strictly part of that oath, an associated guiding principle widely espoused by doctors is the […]

Doctors are discovering that many group disability insurance policies purportedly “customized for physicians” are actually not so doctor friendly come claim time. Many exclude policy language that would qualify them for coverage they expect, or include provisions that are detrimental to their interests. The rub is that features doctors value most – those gold nuggets that mirror and supplement […]

In the crowded field of competition for physician disability coverage, it’s often difficult to identify clear winners. However, when put through the rigors of an Olympic-class comparison, the medalists quickly emerge from the pack. Here’s a quick sprint through the key features and options offered, who makes the podium, and why. Starting Line: IDI The starting point […]

Past posts have focused on selling what you don’t have, but what about other benefits  that are of unique concern to physicians? By sharing information on these benefit supplements you can help your physician clients find the hidden value in an individual disability insurance supplement for physicians. Here are four benefits included in the MGIS/Sun Life Physician […]

Physician Group Disability Insurance Riders that Can Round Out an Optimum Coverage Package While there are significant differences in the base disability contract between specialty physician and traditional LTD carriers (see Changing the Conversation Around Physician Group LTD), the right selection of riders built specifically for doctors is equally important in creating optimum coverage for […]