Think first. Look under the hood, so to speak. Ask questions … lots of questions. Occupation definition? Material duties? Earnings received? Hours worked? These questions and others should be answered to determine whether your group LTD policy will meet and pass the test.
Disability will strike men and women of all races, occupations, and income levels. Physicians are no exception. A real and growing risk, disability can jeopardize your financial security and threaten the future of your practice. Are you willing to risk your accomplishments and everything you own?
You may have purchased individual disability insurance early in your career and, like many other physicians, you may have added Group Long Term Disability (LTD) insurance to supplement this income protection. But not all LTD policies are alike.
If your organization receives a claim denial or overpayment demand as a result of a RAC review or other Medicare audit, you can appeal this decision through the uniform Medicare Part A and Part B appeals process. The five-stage Medicare appeals process is summarized below.
Are your physicians losing sleep over asset protection? We caught up with Jeffrey S. Allen, MD, and asked him a few questions about how physicians can protect their ability to earn an income.
Providers challenging audit claim denials through the Medicare appeals process can expect to encounter various degrees of contractor involvement at each stage of appeal. Providers should be aware of the contractor’s role at each stage of appeal, the information requests to make at each level, and the limits on the scope of the contractor’s participation.
(Physicians Practice) March 2014 – Not to alarm you, but statistically speaking 40+% of physicians 40 or older will suffer an injury or illness or injury that will impair their ability to work for at least 3 months. If you haven’t reviewed your disability for years, here is why it’s important to do so before you become a statistic.
(Physician Practice Magazine) March 2014 – Podiatric surgeon Tom Del Zotto carries a heavy burden on his shoulders and it’s a burden that he just can’t seem to shake. “What never leaves, whether I’m in the office or not, is the heightened state of awareness that there’s a possibility of being on the receiving end of litigation,” says Del Zotto, whose two-physician practice is based in Folsom, Calif. “The reality of private practice is, you can function completely within the standard of care and you can still be on the receiving end of litigation.”…
(Physicians Practice) February 19, 2014 – This article will help physicians avoid using the most problematic, litigation-causing phrases when communicating with their patients.
(Physicians Practice) SALT LAKE CITY (December 29, 2013) – At the beginning of each year brokers and physicians inquire about which factors will most influence malpractice insurance in the coming months. As the first full year that providers will operate with meaningful use and the Affordable Care Act, 2014 promises big changes in the healthcare world…